How Will I Pay My Medical Bills after an Accident?
At the personal injury law firm of Edward P. Busch, one of the most common questions we often receive from accident victims is, “How can I pay all of these medical bills?”
The answer that we can give our clients depends on the type of accident. Your options will differ depending on whether you were hurt in a car accident, workplace accident or another kind of accident such as a slip and fall.
Attorney Ed Busch appreciates how important it is for victims of accidents to receive the medical care they need. Our firm’s goal is to make sure you are compensated fully for all of your expenses for medical treatment and other losses so that you receive the best medical care possible, without any interruptions.
To learn more about your options, contact us today by phone or through our online form. We serve clients in Miami, Fort Lauderdale and throughout South Florida. We would be glad to meet with you right away.
A General Approach to Paying Medical Bills after an Accident
Generally speaking, after an accident caused by another, you would pay your bills through your own private health insurance or a program such as Medicare or Medicaid.
Secondly you would then seek reimbursement from the at-fault party (or parties) through a potential personal injury legal action that claims past and future medical expenses in addition to other damages.
ItIn two types of accidents, paying medical bills works differently.
How Auto Accident Medical Bills Are Paid
Florida has specific rules for auto insurance. These rules require insurers to pay your medical bills after a car accident under a “no-fault” doctrine. In other words, you do not need to show that another party was at fault in order to receive this coverage.
PIP plans cover the policyholder, relatives who live with the policyholder, certain passengers who do not own a vehicle and others who drive the policyholder’s car with permission.
How Work Accident Medical Bills Are Paid
Under Florida Law, if you are injured in a workplace accident, all of your medical bills should be paid by your employer through the system known as workers’ compensation insurance. However In order to have these bills paid, you must go to the health care provider (or specialist) authorized by your employer and/or its insurer. The health care provider will directly bill the workers’ compensation insurer.
One potential problem which may arise is if the doctor determines that you have recovered fully and can then return to work. As a result, your workers’ compensation benefits may be terminated unless you go back to your job.
If you disagree, you can challenge the termination of your benefits. This requires knowledge of the workers’ compensation system as well as independent medical evidence. For this reason Edward Busch recommends that you seek help from an experienced workers’ compensation lawyer right away.
Contact a Miami Personal Injury Lawyer about Your Medical Expenses
Edward Busch believes that a person injured through no fault of his or her own in an accident should not have to worry about paying for needed medical care. Insurance companies should be made to pay the benefits as stated in their policies. Unfortunately, they often do not. Our legal team will fight to make sure insurers live up to their legal obligations and do what is right.
If you face medical bills after an accident of any kind, contact attorney Edward P. Busch in Miami for a free legal consultation. Call or connect with him through our online form. Let Ed Busch explain how he will personally focus on your case while you concentrate on getting better.
